Insights & Analysis

Our Blog

Market insights, lending landscape updates, and expert analysis from the Banyan Commercial Capital team.

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10 articles
Deal Structuring
March 8, 2026
An Elegant Solution to a Common Problem
How we structured a delayed interest rate swap on a Florida commercial portfolio — giving our client cash out at closing and up to 6 months to ride rates down before locking in.
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Market Insights
February 20, 2026
Why the Fed’s Rate Cuts Aren’t Showing Up in Your Commercial Mortgage Rate
The Fed cut rates 75 basis points in late 2025, but your commercial mortgage rate barely budged. Here’s why investor spreads, Treasury yields, and market dynamics are the real drivers.
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Loan Structures
February 23, 2026
Yield Maintenance vs. Defeasance: A Plain-English Guide
Your clients ask about it all the time — what's the difference between yield maintenance and defeasance? How each prepayment penalty works, what they cost, and when each one makes sense.
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Guide
February 23, 2026
How to Get a Commercial Bridge Loan in Florida: Complete Guide
Everything you need to know about commercial bridge loans in Florida — rates, terms, qualification requirements, non-recourse options, and how to close in 2-4 weeks.
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Guide
February 23, 2026
How to Choose a Commercial Mortgage Broker in Florida
What to look for in a commercial mortgage broker — independent vs. captive advisors, key questions to ask, and red flags to avoid when financing your next deal.
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Lending
April 23, 2020
The State of Lending as of 10 AM Today
COVID-19 has sucker punched commercial real estate finance on all fronts. Here’s a comprehensive walk-through of every lending source and what’s actually getting done today.
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Lending
February 15, 2017
Non-Recourse Construction Loans for Commercial Real Estate & Multifamily
As Advisors, our role is to provide options to our clients that they may or may not know about or have considered in the past. Non-recourse construction loans offer a compelling alternative for developers.
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Market
December 19, 2016
The Time's are a Changing – Opportunities
Change creates opportunity. With shifting markets come new possibilities for savvy investors and sponsors who understand how to navigate the evolving commercial real estate finance landscape.
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Lending
March 30, 2016
Non-Recourse Bridge Loans for Commercial Real Estate
Bridge loans serve as critical transitional financing for commercial real estate sponsors. Understanding the non-recourse options available can open doors to deals that might otherwise stall.
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